Retailer
Fast, simple counter operations.
- Biller search by category and name
- Bill fetch where the biller supports it
- Payment with instant status
- Receipts to print or share
- Own transaction history
BBPS Panel
A ready-to-use BBPS retailer and distributor panel
Start offering bill payments without building your own brand. Retailers pay bills and print receipts, distributors track their network, and every transaction has a clear status.
Inside the panel
Switch between the three views
Each role gets a focused workspace. Data is restricted by role, so retailers only see their own transactions.
Illustrative preview · sample data
Pay a bill
Electricity
Sample Power Distribution Ltd
Consumer number · 1002 4587 31
Bill fetched
R. K. S••••
Due 28 Oct
₹1,842.00
Pay ₹1,842.00
Today
Your recent payments
Electricity
₹1,842.00
Success
Broadband
₹999.00
Pending
FASTag
₹500.00
Success
Pending payments can't be paid again until the final status arrives.
Modules by role
What each user can do
Distributor
Visibility across your retail network.
- Assigned retailers and their activity
- Network transaction reports
- Commissions or charges as per your arrangement
- Complaint follow-up for your network
Admin
Control of users, configuration and operations.
- Partners and users management
- Role permissions
- Category and biller controls
- Commercial configuration
- Full transaction search and exports
Transactions & pending payments
Every payment is traceable, and pending ones are handled safely.
- Internal reference and BBPS reference on every transaction
- Filters by date, category, status, retailer and distributor
- Pending payments list with status enquiry
- Duplicate-payment prevention while a payment is pending
- Final-status updates reflected in receipts, reports and ledger
Reports & reconciliation
Numbers your finance team can match against the ledger.
- Transaction exports for finance teams
- Ledger view
- Applicable charges and commissions
- Daily reconciliation reports
Security & access
Each partner's data stays separate and protected.
- Tenant isolation between partners
- Role-based access control
- Multi-factor authentication for admins
- Audit logs for sensitive actions
- Session timeouts and controls
Pending is never treated as failed
When a payment does not return a final status straight away, the panel keeps it as pending, runs status enquiries and blocks a second payment for the same bill. Receipts, reports and the ledger update only when the final status arrives. This prevents double debits for your customers and saves your support team hours of follow-up.
Read: pending payments and reconciliation- 1Payment submitted
- 2No final response: marked Pending
- 3Status enquiry runs automatically
- 4Final status: Success or Failed
- 5Receipt, report and ledger updated
FAQ
Panel questions
Want the panel under your own brand? See BBPS White Label.
Who is the BBPS Panel for?
Retailers, agents and distributors who want to offer bill payments using a ready-to-use panel, without launching their own brand.
Can distributors see their retailers' transactions?
Yes. Distributors see their assigned retailers, their activity and network-level reports. Each user only sees data their role allows.
Are receipts available after payment?
Yes. Every completed transaction has a receipt with the BBPS reference, which can be printed or shared.
Can I export reports?
Yes. Transaction and reconciliation reports can be exported for your finance team.
Get a walkthrough of the panel
We'll show you the retailer, distributor and admin views using sample data, and explain how onboarding works.